On Earnings : Never depend on a single income. Make investment to create a second source.
On Spending: If you buy things you don"t need, soon you'll have to sell things you need.
On Savings : Don't save what is left after spending but spend what is left after saving.
On Taking Risk : Never test the depth of river with both feet.
On Investment ; Don't put all your eggs in a single basket.
On Expectations : Honesty is a very expensive gift, don't expect it from cheap people.
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